Christmas → January Money Bridge System
Budget Christmas per person, then carry December’s overspend straight into a live January payoff plan — with an actual clear-by date, not a vague promise.
£2.99View details
Catalogue
Every template in the shop
Twenty-four UK money spreadsheets and printables, built as one calm, consistent set. Buy and download securely on Etsy; a Payhip checkout is coming here soon.
New · Line C
Christmas & New Year
Plan Christmas per person, fund it before you shop, and carry any December overspend into a January payoff plan with a real end date.
January Money Reset Bundle — Budget, Bill Calendar & Sinking Funds
Three UK money spreadsheets that work together for a fresh start in January: a one-page budget, a month-by-month bill calendar and a sinking-funds planner for the big annual bills.
£2.99View details
Line A
Tax & Self Assessment
Making Tax Digital trackers, HMRC references and Self Assessment tools for sole traders, landlords and online sellers.
MTD ITSA Quarterly Tracker — Non-VAT Sole Trader
Log income and expenses once and get every quarter's MTD figures and SA103S box numbers, HMRC-mapped and QA-checked.
£2.99View details
MTD ITSA First Quarter Starter Kit
A small 5-tab kit for catching up a late first MTD quarter (6 April to 5 July 2026, due 7 August 2026): log it and see exactly what to submit.
£2.99View details
MTD ITSA Quarterly Deadline Wall Planner 2026/27
A printable wall planner with every 2026/27 MTD and Self Assessment deadline, plus a plain-English penalty guide.
£2.99View details
Plain-English Guide to Making Tax Digital for Income Tax
A 22-page plain-English guide to MTD ITSA for sole traders and landlords, fact-checked against HMRC guidance.
£2.99View details
HMRC Box-Number Cheat Sheet — SA103S, SA103F & SA105
A quick-reference mapping every SA103S, SA103F and SA105 box in plain English, verified against HMRC's own forms.
£2.99View details
Landlord MTD ITSA Quarterly Tracker — Property Income (SA105)
Excel tracker for UK landlords that gets quarterly MTD figures, SA105 boxes and the Section 24 tax reducer right.
£2.99View details
MTD ITSA + Self Assessment Complete Pack — Sole Trader
The MTD quarterly tracker plus a plain-English walkthrough guide, so you always know what to do and when.
£2.99View details
Online Seller MTD + Self Assessment Tracker
Excel tracker for online sellers: per-platform income, a trading-allowance toggle, and costs mapped to HMRC boxes.
£2.99View details
Sole Trader + PAYE Combined Tax Tracker
Combines your payslips and self-employment records into one MTD-ready tracker with a year-end tax estimate.
£2.99View details
MTD Threshold Watcher — Side-Hustle Income Forecaster
Log your monthly income and it projects your annual total and flags which MTD threshold wave you're heading for.
£2.99View details
Line B
Household budgeting
Budgets built for UK realities — council tax over 10 months, four-weekly pay, couples' finances, debt payoff and sinking funds.
UK Monthly Pay-Cycle Household Budget
A monthly household budget built around real UK council tax billing — automatic 10-month instalments, Feb & Mar free.
£2.99View details
Couples 'Mine, Yours, Ours' Joint & Separate Finances
Splits shared bills by income or 50/50, side by side, so couples with different incomes can agree on what's fair.
£2.99View details
UK Council Tax & Utilities Bill Calendar
Lines up council tax and every direct debit into one month-by-month grid, with the real 10-month cycle built in.
£2.99View details
Debt Snowball & Avalanche Dual-Method Tracker
Runs your debts through both the snowball and avalanche methods at once, with automatic rollover when one clears.
£2.99View details
Four-Weekly Pay UK Household Budget
Maps your 13-14 four-weekly paydays, finds your bumper month, and builds a buffer so tight months don't catch you out.
£2.99View details
Income-Proportional Bill Splitter for Couples
Splits bills by income, not 50/50, then nets it all down to one settle-up transfer — no joint account needed.
£2.99View details
Zero-Based Budget Spreadsheet — UK Monthly Payday
A zero-based, envelope-style budget built around your UK monthly payday, with real category rollover.
£2.99View details
UK Sinking Funds & Annual Bills Planner
Works out exactly how much to set aside monthly for MOT, insurance, TV Licence and Christmas — no more shocks.
£2.99View details
UK Household Budget for Renters
A renter's budget with a legal deposit-cap calculator, a rent-increase planner, and UK council tax built in.
£2.99View details
Printable UK Household Budget Planner
A 26-page undated, print-at-home UK budget planner with council tax, debt and savings trackers built in.
£2.99View details
Debt-Free by Christmas 2026 Countdown Tracker
A weekly countdown to any target date — Christmas by default — that works out your per-week payoff target.
£2.99View details
UK Household Budget Starter Bundle
A simple one-page spreadsheet plus a printable planner set — the easy way to start budgeting the UK way.
£2.99View details
Every download ships with a visible QA sheet and its sources. Prefer to understand the topic first? Read the free guides, or try the numbers in the free calculators.