Budgeting
Budget Snapshot
Your take-home minus housing, council tax and bills — see what’s really left over each month, week and day. Handles the UK 10-month council-tax cycle.
Free tools
UK money calculators, free to use
The same careful maths behind our spreadsheets — as free calculators you can use right here. Built for the way UK money actually works: council tax over ten months, real payoff rollover, the bills that don’t come monthly. No sign-up, nothing leaves your browser.
Debt
Debt Plan
Run your debts through both the snowball and avalanche methods at once. See the debt-free date, total interest and exactly how much avalanche would save.
Saving
Sinking Funds
MOT, car tax, insurance, TV Licence, Christmas — work out the small amount to set aside each month so the lumpy bills never ambush you.
Self-directed tools, not financial advice. Prefer a full tracker you keep? Browse the PoundPerfect templates.