Free tool · Budgeting
Budget Snapshot
Put in what comes in and what goes out, and see what’s really left over — per month, per week, per day. It handles the UK quirk most budgets miss: council tax paid over ten months, not twelve.
Money coming in
Home
How you pay council tax
= £180.00 / month (in the 10 months you pay)
Bills & subscriptions
Bills total £275.00 / month
Everyday spending
Left over each month£545.00
£125.77a week
£17.92a day
Take-home pay£2,400.00
Rent / mortgage− £900.00
Council tax (10-month)− £180.00
Bills & subscriptions− £275.00
Everyday spending− £500.00
Left over£545.00
The 10-month bonus
On the 10-month plan you pay no council tax in February & March. In those two months you’ll have around £725.00 spare instead of £545.00 — a good window to top up savings.
Self-directed tool, not financial advice. Figures are estimates based on what you type; council-tax instalments vary by council.
Want it to remember everything?
UK Monthly Pay-Cycle Household Budget
This snapshot lives in your browser. The full UK Monthly Pay-Cycle Budget tracks every month, plans vs actuals and your savings rate — with the 10-month council-tax schedule built in.