Self Assessment

SA103S boxes explained: where each figure goes

Tax & MTD7 min readLast verified 13 July 2026

The SA103S is the short self-employment page most sole traders use. Its boxes are logical once you see the pattern — and getting them right matters, because a wrong box number is one of the most common (and avoidable) Self Assessment errors.

The shape of the form

SA103S runs in a simple order: your business details, then income, then expenses, then the profit or loss that falls out of the two. The numbered boxes that carry your money figures are the ones to know:

BoxWhat goes in it
9Turnover — your total takings / sales / fees
10Any other business income
10.1Trading income allowance (if you claim the £1,000 allowance instead of expenses)
11–19Your expense categories (see below)
20Total allowable expenses (boxes 11–19 added up)
21Net profit
22Net loss (if your expenses exceed your income)

The expense boxes, 11 to 19

The nine expense boxes on the short form are grouped by type. The exact categories are:

BoxCategory
11Cost of goods bought for resale or goods used
12Car, van and travel expenses
13Wages, salaries and other staff costs
14Rent, rates, power and insurance costs
15Repairs and maintenance of property and equipment
16Accountancy, legal and other professional fees
17Interest and bank and credit-card financial charges
18Phone, fax, stationery and other office costs
19Other allowable business expenses
The one people get wrong: postage

Postage and packaging you pay to send orders to customers go in Box 18 (phone, fax, stationery and other office costs) — not Box 11 (cost of goods). HMRC's own helpsheet lists 'postage' under office costs. Selling and final-value fees go in Box 19; payment-processing fees go in Box 17.

The £90,000 short-cut

If your turnover is below £90,000 (the VAT-registration threshold), you are allowed to use a 'three-line account': instead of splitting costs across boxes 11–19, you can put a single total in box 20. Keeping costs categorised anyway makes your year-end easier — but the option is there if you want simplicity.

Two neighbours: SA103F and SA105

  • SA103F is the *full* self-employment page, used above £90,000 or when you need the detail. It has the same idea but more boxes, including a separate 'disallowable' column for the part of a cost you cannot claim. (A couple of its box numbers — 11 and 12 — are not in use, which surprises people.)
  • SA105 is the *UK property* page for landlords. Its total rents go in box 20, and — importantly — residential mortgage interest is not an ordinary expense: it goes in box 44 and gives a basic-rate tax reduction instead.
Why the box numbers matter

This product line exists because a Chartered Accountant's flagship template once shipped with the wrong SA103S box numbers. Every box in our cheat sheet was read directly off HMRC's current published forms rather than from memory.

Sources: HMRC forms SA103S, SA103F and SA105 and their notes, plus Helpsheet 222, on gov.uk. General information, not tax advice — the HMRC form is always the authority.

General information, not tax or financial advice. Always confirm your own position with HMRC or a qualified adviser. This article was last checked against published gov.uk guidance on 13 July 2026. Rules and figures can change — always confirm your own position with HMRC or a qualified adviser.